RAQAMLI IQTISODIYOTDA MOLIYAVIY TEXNOLOGIYALAR VA SUN’IY INTELLEKT INTEGRATSIYASI
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Abstract
Ushbu maqola raqamli iqtisodiyot sharoitida moliyaviy texnologiyalar (FinTech) va sun’iy intellekt (AI) integratsiyasining ahamiyati, rivojlanish tendensiyalari hamda iqtisodiy samaradorligini tahlil qiladi. FinTech sohasida AI texnologiyalarining qo‘llanilishi – kredit risklarini baholash, firibgarlikni aniqlash, algoritmik investitsiya tahlili va mijozlarga xizmat ko‘rsatish kabi yo‘nalishlarda keng imkoniyatlar yaratmoqda. Maqolada xalqaro tajriba (PayPal, Revolut, Ant Group) hamda O‘zbekiston misolida (Payme, Click, Uzum Bank) FinTech va AI integratsiyasining amaliy natijalari yoritilgan. Shuningdek, ushbu integratsiyaning raqamli iqtisodiyot rivojiga ijobiy ta’siri, mavjud muammolar va istiqboldagi imkoniyatlar ko‘rib chiqiladi.
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References
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